Finance

Housing Affordability

Question A:

Having the government-sponsored housing agencies Fannie Mae and Freddie Mac buy $200 billion in mortgage-backed securities would reduce mortgage rates by more than 25 basis points.

Question B:

Having the government-sponsored housing agencies Fannie Mae and Freddie Mac buy $200 billion in mortgage-backed securities would measurably improve the affordability of home ownership.

Question C:

Restrictions on large institutional investors buying single-family homes would measurably improve the affordability of home ownership.

 
US

ACA Subsidies

This US survey examines (a) Without extension of the expanded public subsidies for Affordable Care Act healthcare plans, there would be a substantial rise in the number of Americans without health insurance; (b) Losses in the health and well-being of Americans who could no longer afford health insurance in the absence of the subsidies would exceed the savings from the expiration; (c) The possible need for subsidies substantially in excess of those initially provided by the ACA indicates that other changes in the healthcare system are needed to enable broad-based access 
US

Venezuela

This US survey examines (a) The US intervention in Venezuela will have no measurable impact on the world oil price over the next 12 months; (b) The US intervention will lead to a substantial increase in the profitability of US energy companies over the next five years; (c) The US intervention will lead to a substantial increase in economic growth in Venezuela over the next five years 
Europe

Venezuela

This European survey examines (a) The US intervention in Venezuela will have no measurable impact on the world oil price over the next 12 months; (b) The US intervention will lead to a substantial increase in the profitability of US energy companies over the next five years; (c) The US intervention will lead to a substantial increase in economic growth in Venezuela over the next five years 
On Global Markets

Is AI Different?

Over the past two months, alongside the regular coverage of the Clark Center’s polls and other news, On Global Markets has been reporting on the discussions held at the Economic Experts Conference 9/10 October. Most of those sessions were held under the Chatham House Rule. The development of artificial intelligence (AI), in its various guises, […]