By Topic

This Finance survey examines: A bipartisan bill to cap credit card interest rates at 10% has been introduced recently in the House and the Senate: https://ocasio-cortez.house.gov/media/press-releases/ocasio-cortez-luna-introduce-bill-cap-credit-card-interest-rates-10; (a) Capping credit card interest rates at 10% would make most users measurably better off; (b) Capping credit card interest rates at 10% would lead to a substantial reduction in access to credit for low-income borrowers 

This Finance survey examines (a) Having the government-sponsored housing agencies Fannie Mae and Freddie Mac buy $200 billion in mortgage-backed securities would reduce mortgage rates by more than 25 basis points; (b) Having the government-sponsored housing agencies Fannie Mae and Freddie Mac buy $200 billion in mortgage-backed securities would measurably improve the affordability of home ownership; (c) Restrictions on large institutional investors buying single-family homes would measurably improve the affordability of home ownership 

The proposed Trump Accounts (https://trumpaccounts.gov/) will provide an initial savings deposit of $1,000 from the US Treasury to eligible children born between 2025 and 2028, and allow up to $5,000 a year in additional private contributions; (a) The proposed Trump Accounts will substantially improve long-term wealth accumulation; (b) The proposed Trump Accounts will substantially reduce income inequality among future generations (c) The proposed Trump Accounts will substantially increase support for free-market capitalism over socialism